Financial Planning Disclaimer

The information and consultations provided by domerantiq are intended for general guidance purposes. While we strive to provide helpful, accurate, and relevant insights during our consultations, financial planning involves numerous variables and uncertainties that affect outcomes.

General Notice

The consultations, discussions, and analytical reviews provided by domerantiq do not constitute financial advice as defined under Australian financial services regulations. Our services focus on providing information, exploring various approaches to financial planning, and helping clients understand their options. Results may vary significantly based on individual circumstances, market conditions, timing, and personal decisions made following consultations.

Limitations of Liability

To the fullest extent permitted by applicable Australian law, domerantiq and its consultants shall not be liable for:

• Any decisions made by clients following consultations, as individual circumstances and outcomes vary significantly and depend on factors beyond our control or prediction.
• Changes in financial markets, economic conditions, or regulatory environments that affect financial planning approaches discussed during consultations.
• Any misunderstanding or misinterpretation of information provided during consultations, though we strive for clarity in all communications.
• Indirect, consequential, or incidental outcomes arising from consultation sessions or information provided, as results depend on numerous external variables.

Accuracy of Information

While we make reasonable efforts to ensure the information discussed during consultations is current and accurate, financial landscapes change rapidly. Market conditions, regulations, and financial products evolve constantly. Information discussed during consultations reflects our understanding at the time of the session but may become outdated as circumstances change.

Professional Advice Considerations

Clients should consider seeking independent professional advice from licensed financial advisors, tax professionals, or legal experts before making significant financial decisions. Our consultations provide general insights and discussion of various approaches but do not replace specialized professional advice tailored to specific regulatory or technical requirements.

External Resources

Any references to external resources, publications, or third-party information during consultations are provided for informational purposes only. We do not endorse or assume responsibility for the accuracy, completeness, or applicability of external information sources.

No Guarantee of Results

We explicitly do not guarantee any specific outcomes, returns, or results from financial planning approaches discussed during consultations. Results may vary widely based on individual circumstances, market performance, timing, and personal decisions. Any examples or scenarios discussed are illustrative only and do not represent promises or predictions.

Financial Planning Considerations

Clients should understand the following before engaging in financial planning consultations:

• All financial decisions involve some level of risk and uncertainty. Market conditions fluctuate, and past performance does not guarantee future results under any circumstances.
• The suitability of any financial planning approach depends on individual circumstances, goals, and risk tolerance. What we discuss in consultations requires personal evaluation and consideration.
• Financial outcomes depend on numerous factors beyond anyone's control, including economic conditions, market performance, regulatory changes, and personal circumstances that evolve over time.

Australian Jurisdiction

This disclaimer is governed by and construed in accordance with Australian law. Specific considerations include:

Indemnification

By engaging with our consultation services, clients agree to indemnify and hold harmless domerantiq, its consultants, and associated parties from any claims, losses, or damages arising from decisions made following consultations or from the use of information provided during sessions.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, or if that is not possible, it shall be severed from this disclaimer. The remaining provisions shall continue in full force and effect.

Modifications

We reserve the right to modify this disclaimer at any time to reflect changes in our services, legal requirements, or industry standards. The most current version will be posted on our website with the effective date clearly indicated.

Questions

If you have questions or concerns about this disclaimer or our consultation services, please contact us using the information below: